The Top 10 Reasons to Choose Digital Check Scanners

Cheque scanners trusted by 22 of the Top 25 Banks in North America

Cheque scanner range

Digital Check takes pride in doing everything they can to earn their customers’ trust – so they are honoured to be the scanner of choice for almost all of the largest banks in North America. Eighteen out of the top 20 banks in the United States, as well as four out of the “Big Five” in Canada, use Digital Check products for teller capture, remote deposit capture, or both.

While that means that you are likely to see one of their scanners at a US bank branch, there’s more to it than that. Since so many of the largest banks use Digital Check products, nearly every major maker of banking software and systems offer support for Digital Check devices. That means even smaller banks and credit unions can be confident that they can use Digital Check equipment (or keep using it) no matter which platform they are using. Most of the mainline products are also certified with the Silver Bullet Ranger® system to allow at-large compatibility even if not supported natively.

A benefit of working with so many big-name banks and software partners is that Digital Check is constantly involved with projects to bring hardware – and software – up to date with the latest standards, and to tackle the issues facing every corner of the industry. Listening to what customers have to say, not only in the USA but worldwide, and hearing about the problems they face every day, has led Digital Check to develop several first-of-their-kind enhancements such as scanner self-cleaning modes, image-enhancement software, geolocation, and vault processing middleware – as well as direct product improvements like modular networking and receipt printing, and optional card readers.

As an industry leader, Digital Check watches trends and developments closely and make sure their equipment is up to the latest standards. All of the main scanners have US Reg CC-compliant endorsement capability and offer a variety of flexible resolutions and capture modes (including greyscale, colour, and even UV image capture), to comply with virtually any international requirement, and also with many forms of security validation.

When you buy a Digital Check scanner, you are not just getting a machine – you are getting all the expertise that comes from these long-standing relationships with the biggest customers and suppliers in the US banking business.

Here at the TALL Group, we are ready to put all of our combined experience to work for you!

The Future of Payments

The Cheque and Credit Clearing Company (C&CCC) is a non-profit making industry body funded by its members. It has managed the cheque clearing system in England and Wales since 1985 and in Scotland since 1996. Since the introduction of Image-based Clearing in 2017, C&CCC has ensured that cheques and credits remain a viable, secure and efficient choice of payment for all users, by:

  • promoting innovation and competition in payment choice by driving improvements in processing, service and efficiency; and
  • provide a trusted centre of excellence for anyone with an interest in cheques or credits.

 

Cheques processed via the new system will mean that if a customer pays in a cheque on a weekday they will be able to withdraw the funds by 23.59 on the next weekday (excluding bank holidays) at the latest, with many banks and building societies likely to allow access to the funds earlier than this.

remote deposit capture

Economic Secretary to the Treasury, Stephen Barclay MP said:

“Cheques still play an important role in our economy, but as times change it is vital that our methods of payment keep pace.  The innovation of cheque imaging will help make them fit for the future by cutting clearing times and helping customers access their money more quickly.”

Introduction of the new process will mean that when a cheque is cleared via the image-based system, not only will the recipient receive the money in their account more quickly; the money will leave the account of the person or business that wrote the cheque to the faster timescale too.

On May 24 2018, C&CCC released a new video talking about the Future of Payments.

The video includes employees from Bacs, Cheque and Credit Clearing Company, Faster Payments, the New Payment System Operator and UK Payments Administration talk about the future of payments in an evolving landscape.

To see the video clip, please click here.